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Jon Busby Realtor

Jon Busby, Broker Assoc.

LIC#00974087
Bakersfield, CA
661-410-7355
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Blog: Mortgage Information

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more


Jon Busby & Team Busby
LIC#00974087
1518 Mill Rock Way #100
Bakersfield, CA 93311
661-410-7355
jonbusby@teambusby.com

Testimonials

We worked with Jon to sell our home. His team was incredible to work with. Jon is very knowledgeable and his many, many years of experience clearly showed. Jon and his team made it seem easy. They were responsive with every question and request and kept us in the loop at all times. With the   strategy Jon used, we sold our home in a matter of days. I would recommend The Busby Team to anyone looking to buy or sell a home. paulandersonwa
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